BACKED BY REAL MATH
Meet the Guide Who Maps Your
Debt-Done Date
I run your numbers through the Debt Done Date Engine, 25 strategies ranked, and build the fastest payoff plan for your household. No refinancing required.
Free 1-minute intake, no credit pull, no credit card
Lauren Rockett | Certified Liability Advisor
Independent Debt Done Date Guide
CLA, GRI, CalDRE 02022206, 2 years guiding households
Your debt has a date. Most people just don't know it yet. I'm Lauren Rockett, a Certified Liability Advisor in real estate and finance. What I bring isn't a number of years, it's time, expertise, obsession, and execution. I got tired of watching people manage their assets beautifully while their liabilities quietly drained everything they were building. The liability side of your balance sheet deserves the same strategy your investment portfolio gets. That's why I'm here. Let's find your date and make it worth circling. Consider your balance sheet blessed.
$249k
Example lifetime interest saved
19 yrs
Sooner than the current schedule
25
Strategies analyzed, ranked best to worst
Figures shown are an illustrative example, not a prediction of your results or an average of client outcomes.
THE ENGINE
Then the Engine Goes to Work
It simulates 25 acceleration and repayment strategies against your real cash flow and ranks them by net savings and your Debt Done Date, so you can see exactly which path wins, and why.
Do Nothing
Every debt on its current schedule
24.3 yrs
$310,237 total interest
Strategies, Best to Worst
1
CASH FLOW
All-In-One | TMS
Sweep income against the line
19.8 yrs sooner
$249k net savings
2
CASH FLOW
Traditional HELOC | Velocity
Sweep against a Prime+margin line
19.8 yrs sooner
$248k net savings
3
BALANCE SHEET
Invest the Difference
19.5 yrs sooner
$214k net savings
Clear debt over 8%, invest the rest
4
RESTRUCTURING
Recast
11.8 yrs sooner
$174k net savings
Lump sum plus re-amortize
HOW IT WORKS
Tell Lauren Your Numbers
A short interview. No signup, no credit pull.
The Engine Ranks 25 Plans
Every path simulated against your cash flow.
Lock In Your Date
Lauren walks you through the winning plan.
FREE · 2 MINUTES
Start Your Interview With Lauren
No credit pull · No signup to see your estimate · No commitment
Copyright 2026 Geneva Financial, LLC, NMLS #42056. For complete licensing information, visit nmlsconsumeraccess.org. Not a commitment to lend. All loans are subject to credit and underwriting approval. Additional terms and conditions apply. Not all applicants will qualify. Loan approvals, products, and interest rates may vary and are subject to change without notice. Geneva Financial, LLC is not endorsed by, or acting on behalf of, HUD, FHA, USDA, VA, or any agency of the federal government. Corporate Address: 180 S. Arizona Ave, Suite 310, Chandler, AZ 85225. Toll-Free: (888) 889-0009. Equal Housing Lender. Lauren Rockett, NMLS #2647357. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Virginia: Geneva Financial, LLC, NMLS #42056 (nmlsconsumeraccess.org).